Becoming a homeowner is still the American dream however being a first-time home buyer can be a frustrating situation.
Breaking news! We are pleased to announce that Tirelli-Pierce Real Estate, LLC settled two homes yesterday and BOTH home buyers had refunds at settlement. That’s right, their settlement costs and down payment were covered by a grant provided by the NJHMFA assistance program.
With the NJHMFA down payment assistance program, a statewide program that provided $10,000 to qualified first-time home buyers to use as down payment and closing cost assistance when they purchased their home.
With both of these settlements, that took place yesterday, the homeowners walked away with their earnest money deposits being returned to them after signing.
Contact us right away to find out how you can be in your new home with possibly no out-of-pocket costs for settlement and/or down payment, and you may even receive a refund after signing. 856-362-5651.
To qualify for this program, you must be considered a first-time home buyer; if you have not owned a home within the previous 3 years, also credit scores must be at least 620 and you must purchase your house within New Jersey.
This program makes a huge difference in the lives of many and we have seen much success for those who would not be able to afford a house otherwise.
Our staff and team are knowledgeable and they can help anyone with the application process and to help you find your dream home.
Being a first-time home buyer is exciting and one of the biggest obstacles for new home buyers is having enough cash for closing and down payment and alleviating this obstacle is the way to homeownership.
Oftentimes it is thought that the new home buyers are just for those who are young but in fact most first-time home buyers can be of any age.
Prior to these grants closing costs usually ran between 2% and 5% of the mortgage value or required 3.5% to 10% down depending on your FICO score.
Contact us today for your free homebuying evaluation. You are closer than you think to being in your very own home.
Great news! This is just what we need in South Jersey.
The NJHMFA state-wide Down Payment Assistance Program (DPA) provides $10,000 for qualified first-time homebuyers to use as down payment and closing cost assistance when purchasing a home in New Jersey. The DPA is an interest-free, five-year forgivable second loan with no monthly payment.
To participate in this program, the DPA must be paired with an NJHMFA first mortgage loan. The first mortgage loan is a competitive 30-year, fixed-rate government-insured loan, originated through an NJHMFA participating lender. Certain restrictions such as maximum household income and purchase price limits apply. For more information, contact an NJHMFA participating lender.
Do I Qualify for This Program?
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Are you a homeowner who has received multiple phone calls and letters from your mortgage holder? If so, you may be facing foreclosure. Many homeowners say that they are surprised of their situation. If you are keeping up with your mail and calls, then you shouldn't be surprised at all, most reputable financial lenders, including locally owned and operated banks, will do just about anything to keep borrowers from losing their homes. Unfortunately, this is an important point that many either don't know or just don't take into consideration.
Before your property enters into foreclosure, you should consider listing your home for sale. If your financial situation isn't temporary then this might be the best option for you. The process of foreclosing on a home and changing hands can take up to 120 days. This may be just enough time to try to find a new buyer. You may have nothing to lose by listing your property with Tirelli-Pierce.
Tirelli-Pierce will work hard at advertising your listing. Your home will be virtually marketed for the public to notice it. You will have confidence that your home will have the best chance to sell and at the right price.
Selling a home is stressful Tirelli-Pierce will take on the responsibility. We have the work ethic, tools and technology that you are looking for so that you have the best chance to get your home sold quickly.
Tirelli-Pierce will know how to price your house correctly to attract buyers. We will know who your target audience is, have a recommended strategy for giving your home curb appeal and present a plan to market your house using multiple media outlets.
While many people believe a Realtor and real estate agent are the same thing, only real estate agents with the title "REALTOR" after their name belong to the world's largest trade association of agents. Tirelli-Pierce are official Realtors with more industry credibility and possesses certain eligibility criteria that abides by a strict code of ethics and has access to the Multiple Listing Search (MLS) database, which comprises the world's largest listing of properties for sale.
Please, contact us as soon as you can before it’s too late. We truly believe that we can try to help.
Call us today 856-362-5651.
Tirelli-Pierce Real Estate, LLC
Brian L. Pierce, Broker of Record
2581 E. Chestnut Ave, Suite B4
Vineland, NJ 08361
Tirelli-Pierce Real Estate, LLC reduces the complexity of buying or selling a home or commercial property that often perplexes people that seek help from real estate brokers and sales agents.